About Us
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Kal - Mor Mortgage is a Mortgage Broker doing business with "Downtown
Storefront" since 1995. We are located in the beautiful, sunny Okanagan
Valley of British Columbia, Canada. We are brokers with banking experience
- so we know what to look for! Our years of experience will really
pay off when it comes to saving you money on the largest purchase
of your life.
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Peter Pogue
Owner/Broker
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Peter has been a mortgage broker for 13 years. Peter is married to Karen and has two children.
Peter move to the Okanagan from Ontario where he was previously employed as a residential and
commercial mortgage banker.
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We Welcome All Questions
There is no question that is too trivial to ask--email us at
peter@kal-mor.com.
Special Services We Offer..
Evening and weekend appointments
House or office calls
Vacant land or mobile home financing
Construction and interim financing
Business/personal loans and lines of credit
Equity mortgages
What Can We Do For You?...
Conventional Residential Mortgage
Purchase, renew, refinance
1st and 2nd mortgages
DISCOUNTS greater than 1% off posted bank rates
lenders pay us if you meet CMHC standards, so there is no cost to you in most instances
1 application to shop 40 different lenders for the Best Mortgage for you
some lenders offer up to 3% cash back, pay for legal fee and appraisal, and CMHC application
100% financing available
Unconventional Mortgages
have poor credit
self-employed
financing for rental property
mortgage for second home
up to 100% loan to value
higher debt service ratio
Non income verification: employment verified but not income
Commercial Lending
purchase, renew, or refinance
access to Canadian Pension Funds and Life Insurance Company Funds
we have established relationships with International Lenders for LARGE Commercial Ventures
Read More about Commercial Lending
Investment Opportunities
high rates of return
safety and security first
RRSP eligible
other investment opportunities available ...please email
for more information
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